Frequently Asked Questions
Shukria makes it easy for small businesses, SMEs, and even large enterprises to accept digital payments, including cards, QR, and instant payments, with quick settlements and growth-focused tools. While we serve all, our main focus remains on empowering SMEs.
Shukria is available to everyone –from small shop owners who want to accept digital payments to large retailers who need advanced payment solutions.
Shukria is designed for businesses of all sizes. It offers:
Businesses can sign up online, through our app, or with the help of a Shukria executive. Digital onboarding is quick, and payments can be accepted within hours.
Required documents typically include a trade license, bank account proof, and some business details.
Shukria provides a full range of payment solutions, including Traditional POS, Soundbox, Smart POS, Integrated POS + ECR, and SoftPOS –so every business can find the right fit.
Customers can pay using cards (Visa, Mastercard, Jaywan, etc.), QR payments (AANI, Alipay+, UPI, etc.), and other alternate payment methods.
Shukria offers affordableMDRs. QR and instant payment solutions are tailored for cost-conscious businesses, helping to reduce expenses and boost growth.
Merchants get access to a simple, user-friendly dashboard and app to monitor transactions, settlements, and reports in real time.
Cash-based businesses can start with low-cost QR payments. As transaction history builds, Shukria unlocks loyalty programs, value-added services, and access to working capital.
SME/Business-in-a-Box is a digital toolkit that integrates payment acceptance, loyalty programs, inventory and analytics tools, financing options, bank account support, reconciliation dashboards, and industry-specific features like Order/Pay-at-Table.
Shukria complies with PCI DSS standards and Central Bank of UAE regulations, using secure, bank-grade technology to protect every transaction.
Sufy is Shukria’s friendly digital mascot, designed to assist merchants with anything they need. From guiding you through onboarding and answering product questions to helping you discover new tools, offers, and support, Sufy is always available to make your Shukria journey simple and stress-free.
Shukria provides institutions with an end-to-end acquiring infrastructure, covering merchant onboarding, payment terminal setup (POS, SoftPOS, QR), transaction management, settlement processing, operational monitoring, and regulatory compliance.
Enterprise services are designed for bank s, FinTechs, NBFIs, and large organizations seeking scalable acquiring or innovative payment solutions.
Integration is enabled through secure APIs, SDKs, and modules that connect seamlessly with existing systems and merchant applications.
Shukria’s platform, apps, and dashboards can be fully white-labelled to align with your brand identity.
Shukria delivers faster onboarding, lower fees, modern rails like AANI QR, value-added services, loyalty programs, and support for large-scale deployments.
Shukria complies with PCI DSS standards and Central Bank of UAE regulations, using secure, bank-grade technology to safeguard every transaction.
Shukria provides end-to-end issuance support, including card program management, core processing, ACS/3DS services, personalization, certification, fulfilment, and value-added features
Issuance services are available to banks, FinTechs, and institutions that want to issue Jaywan mono-badged or co-badged cards.
The process covers the full lifecycle—from onboarding and testing to pilot and go-live—ensuring issuers have complete support at every stage.
Getting started is simple. Institutions can connect with Shukria’s team to begin onboarding, define their program requirements, and move quickly into testing and certification before going live.
Shukria complies with PCI DSS standards and uses secure, bank-grade technology to safeguard every transaction.